The Business and Owner(s) identified above (collectively, the “Applicant”) each represent, acknowledge and agree to the following terms:
Applicant acknowledges that all information and documents provided directly or indirectly are true, accurate and complete and the Applicant will notify Kapitus Equipment Financing, LLC (“KEF”) of any errors or changes. Applicant authorizes KEF or third-party financial institutions, lenders, loan servicers, purchasers of accounts receivable, factoring companies, equipment finance or leasing companies, brokers or other similar sources of commercial financing (collectively, “Assigns”) to obtain and review consumer and business credit reports from credit bureaus such as TransUnion, Experian, or Equifax. Applicant waives and releases all claims against KEF arising from any act or omission relating to KEF’s request for, receipt of, or release of information as authorized by this application.
Applicant agrees to conduct business by electronic means, including without limitation the receipt by email of agreements, communications, and legal notices and/or disclosures. It is Applicant’s responsibility to keep Applicant’s primary email address current so KEF can communicate with Applicant electronically. Applicant must promptly notify KEF of any changes to Applicant’s email address. Applicant may request a paper copy of an Electronic Record from KEF provided at no charge to Applicant by contacting KEF at (800) 780-7133 or [email protected]. Applicant understands and acknowledges that electronic signatures shall have the same legal effect as if signed in ink and will be deemed valid, enforceable, and binding.
KEF may, from time to time, notify Applicant of promotional offers and marketing information, or contact Applicant in connection with the servicing or default of any financing. Applicant expressly consents and authorizes KEF to call, e-mail, send text messages, and/or send other electronic messages (including prerecorded or artificial voice messages) using an automatic telephone dialing system to any telephone number provided by Applicant, and any telephone number included in any and all documents or forms provided, regardless of their inclusion on any do not call list, for purposes of servicing, collections, marketing or promoting any product offered by KEF. Please note that you are not required to consent to be contacted for marketing or promotional purposes to qualify for financing or obtain any other products or services from KEF. If you do not agree to be called for marketing or promotional purposes, please call (844) 547-9396 or email [email protected]
UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IF YOUR APPLICATION FOR BUSINESS CREDIT IS DENIED, YOU HAVE THE RIGHT TO A WRITTEN STATEMENT OF THE SPECIFIC REASONS FOR THE DENIAL. TO OBTAIN THE STATEMENT, PLEASE CONTACT KEF AT 2500 WILSON BOULEVARD, SUITE 350, ARLINGTON, VIRGINIA 22201 OR (844) 547-9396 WITHIN 60 DAYS FROM THE DATE YOU ARE NOTIFIED OF THE CREDIT DECISION. YOU HAVE THE RIGHT TO OBTAIN A WRITTEN STATEMENT OF REASONS FOR THE DENIAL WITHIN 30 DAYS OF RECEIVING YOUR REQUEST FOR THE STATEMENT
