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Small Business Financing Made Simple

No Hidden Fees, Just Clear Terms and Fast Processing

How much funding do you need?

$5,000
$5K
$5M
$
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We use this to match you with the most relevant loan options.

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One of our funding experts may call to guide you personally
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How would you like to proceed?

You’ll need to have your recent bank statements ready for the full application.

By clicking “Submit” below, you authorize Kapitus to contact you about our products and services, at the email addresses and/or telephone numbers you provided (including via automated telephone dialing systems, prerecorded messages, and SMS/MMS (text) messages), even if your number is on a federal or state Do-Not-Call list. Message and data rates may apply. Consent to be contacted through these means is not a condition to use of our services. You may opt out of these communications at any time. For more details, please review our Privacy Policy.

Compare up to

6 Offers

Financing up to

$5M

Decisions in as little as

4 Hours

$7 Billion

in capital provided

65,000

businesses funded

Reviews

4.6

Welcome to the Home of Small Business Financing

Whether you’re looking to fuel growth, cover operational costs, or address unexpected expenses, you have a variety of options available for you to explore – from traditional term loans and lines of credit to revenue-based financing and SBA Loans.

Kapitus financing specialists take a consultative approach to business financing. We get to know you and your business to help you weigh your options and choose the best financing option to meet your current needs, without over-extending your business.

Why Choose Kapitus to Finance Your Business?

Small business owners come to Kapitus for our fast, hassle-free application process and quick approvals.

Why Choose Kapitus to Finance Your Business?

Small business owners come to Kapitus for our fast, hassle-free application process and quick approvals.

Flexible Funding Options

Flexible Funding Options

We offer a solution tailored to the unique needs of your business.

Fast, Simple Process

Fast, Simple Process

Apply online in minutes, get approved in as little as 24 hours, and receive funding quickly.

No Hidden Fees

No Hidden Fees

Transparent terms with no surprises.

Customer Satisfaction

Customer Satisfaction

Rated 4.6/5 stars by thousands of happy business owners.

Business Financing in 5 Steps –
It Really is That Simple

Let’s Make Sure We’re a Good Fit!

Our business financing is designed to help businesses succeed, but there are minimum requirements that must be met.  

Business Tenure
2+ Years
Annual Revenue
$250K
Credit Score
650
Location
USA

Give us a call to discuss what other financing options may be suitable for your
business needs: (646) 630-7618.

Trusted by Small Business Owners for Almost 20 Years

Thousands of business owners put their trust in Kapitus each year to help them access business financing.   

Rating score: 4.6 of 5, based on 991 reviews

FAQs

How is working with an online financing provider different than working with a traditional bank?

There are a variety of reasons that business owners will choose one type of provider over another – and each has its advantages and disadvantages. To further explore the differences, check out Traditional Bank vs. Alternative Lender.

What business financing options can I access by working with Kapitus?

Kapitus can help you explore a variety of financing products and guide you in selecting the best option for your business at the same time. Depending on why you need financing, the speed at which you need it, and terms you would like to see, one financing option may be a better fit than another. Some financing options we can help you explore include:

  • Term Loans
  • SBA Loans
  • Business line of credit
  • Revenue-based financing
  • Equipment financing
  • Invoice factoring
  • Purchase order financing

Product availability is subject to confirmation of eligibility and underwriting. Products may vary based on credit profile and the state in which your business is located.  Certain products may not be available in all states or to all customers. Business loans made or brokered by Kapitus in California are made or brokered by Strategic Funding Source, Inc. d/b/a Kapitus pursuant to California Finance Lenders License No. 603-G807. SBA loans, business lines of credit, invoice factoring, and purchase order financing are offered only by members of Kapitus’s financing network and not by Kapitus directly.or small businesses since 2006.

Providing the best financing solutions for small businesses since 2006.

Apply Now

Apply Now

(646) 630-7618

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Copyright 2025 Strategic Funding Source, Inc. All rights reserved. Kapitus and the Kapitus logo are registered trademarks of Strategic Funding Source, Inc. Loans made or brokered in California are made or brokered pursuant to California Finance Lenders License No. 603-G807.

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